★ Proudly Serving Alberta Since 2004
$ No Fees on Residential Mortgages
◷ Appointments Until 8:00 PM
⌂ Access to Canada’s Leading Lenders

Mortgage Advice That Puts Your Interests First.

Helping Albertans Make Smarter Mortgage Decisions Since 2004.

Choosing the right mortgage is about more than the lowest advertised rate. I provide honest advice, clear options, and guidance built around your goals — from first conversation to funding day.
Trusted by Alberta Families Since 2004
5-Star Google Reviews
No Fees On Residential Mortgages
Appointments Until 8:00 PM
Access to 40+ Leading Lenders

Stay Connected — Mortgage Tips, Updates & Monthly Giveaways

Stay informed, stay connected, and enjoy a little bonus along the way. My monthly newsletter keeps clients updated on mortgage news, rate changes, financing tips, and market updates that may impact their future plans. Subscribers can also enter my monthly giveaways, plus a few bigger giveaways throughout the year — including prizes like a laptop, iPad, or other client favourites. It’s my way of keeping you informed, appreciated, and connected long after your mortgage funds.
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Why Choose Joanne?

You deserve mortgage advice that is personal, honest, and built around your goals — not a one-size-fits-all bank offer.

Personal Mortgage Advice

You work directly with me from start to finish, so your mortgage strategy is built around your needs, goals, and comfort level.
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Access to 40+ Lenders

I compare options across banks, credit unions, and mortgage lenders to help find a solution that fits your situation.
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Support Beyond Approval

My service doesn’t stop once your mortgage is approved. I’m here for renewals, refinancing questions, and long-term planning.
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Mortgage Process

A clear step-by-step process helps you feel confident from the first conversation to funding day.

1. Discovery Call

We start with a simple conversation about your goals, timeline, income, debts, and what you want your mortgage to accomplish.
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2. Review Options

I compare options across banks, credit unions, and mortgage lenders to help find a solution that fits your situation.
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3. Approval & Funding

Once the right option is selected, I help guide the paperwork, approval conditions, and closing details through to funding.
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Joanne Dusterhoft | Mortgage Broker License #A00539945
Serving Spruce Grove,
Edmonton, and clients across Canada

Phone: 780-904-3519 Email:joanne@creativemortgages.ca
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